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DOT Code: 160.267-022

Industry: financial

Analyzes credit information to determine risk involved in lending money to commercial customers, and prepares report of findings: Selects information, including company financial statements and balance sheet and records data on spreadsheet, using computer. Enters codes for computer program to generate ratios for use in evaluating commercial customer's financial status. Compares items, such as liquidity, profitability, credit history, and cash, with other companies of same industry, size, and geographic location. Analyzes such factors as income growth, quality of management, market share, potential risks of industry, and collateral appraisal. Writes offering sheet (loan application), including results of credit analysis and summary of loan request. Describes credit risk and amount of loan profit. Submits offering sheet to loan committee for decision. May visit company to collect information as part of analysis.

GOE: 11.06.03 STRENGTH: S GED: R5 M4 L5 SVP: 8 DLU: 89